About FAIR PAY
At Fair Pay, we believe auto finance should be simple, transparent, and fair. Many car owners unknowingly pay for products and add-ons they don’t need, or are stuck with high-interest loans that strain their budgets. We help our customers cancel unnecessary products, get refunds, and refinance for better rates. Our mission is to make every car payment fair, straightforward, and stress-free—so you can focus on the road ahead.
What We Offer
Review Documents & Contracts
We carefully examine your loan and purchase agreements to uncover unnecessary products or inflated fees.
Cancel Unwanted Products
From GAP coverage to extended warranties, we help you remove add-ons you don’t need.
Refinance for Better Rates
We guide you to lower interest rates and better loan terms, saving you money each month.
Help Shop for a New/Used Car
We provide guidance and insights so you can confidently find a car that fits your budget and needs.
Built for People, by People
Fair Pay is built for car owners who want clarity, fairness, and control over their auto loans. Whether you’re dealing with hidden add-ons, high interest rates, or confusing paperwork, we’re here to help you understand your options and make smarter financial decisions—without pressure or surprises.
All-In-One
Transparent
Fair
